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Foreclosures, Short Sales or Pre-Foreclosures

Are foreclosures in Tampa Bay good deals?  Yes and no - it depends. It's not a simple answer and it takes some experience and research to know the answer.  That's why you should always work with a knowledgeable licensed Realtor, such as ourselves, when considering a home in default.

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Foreclosure is the process by which a bank or other secured creditor takes back ownership of a piece of real property due to owner's failure to pay their mortgage. The foreclosure process begins soon after the property owner stops making mortgage payments. This can take a few months or more and during that time the property owner may try to sell the home at a reduced price hoping that the lender will accept a less amount (short sale) than what is due on the mortgage.

Once the bank repossesses the property bank owned), it is offered for sale and they will typically start the selling price at what is left on the loan balance.  Many times foreclosures and bank owned property are good deals but certainly not always.  It's our job to ensure we have all the pertinent information before making an offer and that your best interests are protected.
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Lipply Real Estate Company
3302 Alt 19
Palm Harbor, FL 34683
Phone 727-314-1000
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